What Insurance Does CRSA Hold? #
Learn what insurance cover CRSA provides for participating groups, what it includes, and what responsibilities remain with your group.
At a glance #
- CRSA maintains umbrella insurance for participating program groups.
- Cover applies to active groups participating in CRISP, RSSP and Work + Welcome.
- Groups should understand what is covered, what is excluded and when to notify CRSA.
Understanding CRSA’s insurance #
It is intended as guidance only and should not be relied upon as legal advice.
Insurance cover available #
| Insurance policy | Cover |
|---|---|
| General and Products Liability | Up to $20 million for any one claim. A $1,000 deductible applies per claim and is payable by the program group. |
| Professional Liability | Up to $20 million for any one claim and $40 million in aggregate. |
These policies apply to CRSA and notified program groups participating in:
- Community Refugee Integration and Settlement Program (CRISP)
- Refugee Student Settlement Pathway (RSSP)
- Work + Welcome
If CRSA has confirmed your group’s participation in writing, CRSA will notify its insurer on your behalf. No further action is required to activate this cover.
Your responsibilities #
Prompt reporting helps ensure claims can be assessed under the relevant policy.
Important limitations #
CRSA’s umbrella insurance is intended to support groups while carrying out activities related to welcoming and supporting refugee households.
The policies contain conditions and exclusions and do not cover every possible risk.
Please note that program groups are not covered by CRSA’s Work Health and Safety Policy or workers compensation insurance.
Insurance documents #
“Insurance provides important protection, but every group should understand its responsibilities and the limits of the cover provided.”
